I want to say a special thanks to Todd at Donnelly Auto Credit. I had been shopping around to trade in my current 2005 car for a car that would lower my monthly payment. I went from dealer to dealer and became very frustrated when they told me I owed way to much on my current car and could not trade it in. After seeing the Donnelly Credit TV ad I called the 1-800 number and was lucky to meet Todd over the phone. Not only did he take my car in on trade he lowered my current car loan interest rate over 10%.